Can I use temporary insurance for a private-sale test drive?
Short answerPotentially, if the insurer accepts the driver, vehicle and reason for cover and the policy is in force before the test drive starts.
What you need to know
Ask the owner’s permission and make sure the vehicle itself is road legal.
Check the temporary policy’s permitted use and any excess before driving.
Important for this situation
A seller telling you that you are covered is not a substitute for checking your own insurance.
Need short-term car insurance?
If you are eligible and need temporary cover, you can compare available short-term insurance quotes and check the territorial limits of the policy offered before you buy.
Compare short-term car insurance quotesQuotes are provided by Ramasis Limited, with whom Prudent Plus Limited has a trading agreement. Ramasis Limited is authorised and regulated by the Financial Conduct Authority (FRN 306294). Prudent Plus Limited may receive a commission for each policy purchased following an introduction; this does not affect the premium you pay.